Speeding is something most of us know is dangerous, yet many drivers still push their luck. But here’s the kicker: in Australia, if you’re caught driving 45km/h over the legal speed limit, you’re not just looking at a slap on the wrist—you could be hit with a hefty $1,000 fine (or even more depending on the state) and potentially lose your licence on the spot. Let’s break it down in plain, conversational terms.
Why Such a Heavy Penalty?
Honestly, speeding at that level isn’t just a “little mistake.” Going 45km/h over the limit can easily turn your car into a dangerous weapon. At that speed, reaction time drops, braking distance increases massively, and the risk of fatal accidents skyrockets. Authorities argue that this harsh penalty isn’t about revenue—it’s about sending a loud, clear message: safety first, speed later (or never, really).
On the flip side, many drivers complain that fines are already high enough and that some areas have speed traps where it’s easy to accidentally slip over the limit. But, let’s be fair—45km/h over isn’t a tiny slip; it’s a serious violation.
What Does the Law Say?
Every Australian state has its own traffic regulations, but the general rule is the same: if you exceed the speed limit by more than 45km/h, you’re in deep trouble.
Here’s a quick comparison of penalties across a few states:
| State/Territory | Fine for 45km/h+ Over Limit | Demerit Points | Licence Suspension |
|---|---|---|---|
| New South Wales (NSW) | Around $2,500 | 6 points | 6 months (immediate) |
| Queensland (QLD) | Around $1,780 | 8 points | 6 months (immediate) |
| Victoria (VIC) | Around $1,100 | 8 points | 12 months (immediate) |
| South Australia (SA) | Around $1,800 | 9 points | 6 months (immediate) |
| Western Australia (WA) | Around $1,000+ | 7 points | 6 months (immediate) |
As you can see, the $1,000 figure is actually on the lower side—in some states, fines go way beyond that. And yes, licence suspension is practically guaranteed.
The Immediate Consequences
Let’s imagine the scenario. You’re pulled over for driving 45km/h above the limit. What happens next?
- You’ll most likely lose your licence immediately (police can issue an on-the-spot suspension).
- You’ll receive a fine ranging from $1,000 to $2,500, depending on where you are.
- Your insurance premiums? They’ll skyrocket.
- And if you’re a repeat offender, courts can hand down even harsher penalties, including extended disqualifications or community service.
In short, the consequences stick with you far longer than the initial fine.
Why People Still Risk It
Now, here’s the interesting part. If the penalties are this severe, why do some drivers still risk it? Well, reasons vary:
- Overconfidence – Many drivers think they can “handle it” or that nothing will happen.
- Running late – A classic excuse, but hardly worth a $1,000 fine.
- Thrill-seeking – Sadly, some drivers just enjoy the adrenaline.
- Ignorance of speed zones – In some areas, speed limits change quickly, and drivers don’t notice.
But no matter the reason, the law doesn’t really care. Exceeding the speed limit by that much is treated as reckless and dangerous driving.
Road Safety Campaigns
Australian states have been running countless road safety campaigns to hammer home the message: “speed kills.” Billboards, TV ads, social media campaigns—you name it. And honestly, while some people roll their eyes, statistics show that strict enforcement does reduce fatal crashes.
The bottom line? These penalties aren’t just random numbers. They’re designed to save lives, including yours.
Driving is a privilege, not a right. While nobody enjoys paying fines (and yes, they do feel like a punch to the wallet), they’re there to make sure our roads are safe. A $1,000 fine may sound steep, but when you consider the potential consequences of reckless speeding, it’s really a small price compared to the cost of a life.
So, next time you feel tempted to push the pedal way past the limit, just remember: that thrill could cost you your licence, your money, and maybe even someone’s life.
FAQs
Q1. What happens if I drive 45km/h over the limit in NSW?
You’ll face a fine over $2,500, 6 demerit points, and an immediate 6-month licence suspension.
Q2. Is the $1,000 fine the same across all states?
No. Fines vary between states, ranging from $1,000 to over $2,500.
Q3. Can I fight the fine in court?
Yes, but unless there’s a valid defence (like a medical emergency), chances of winning are slim.
Q4. Do provisional drivers face harsher penalties?
Absolutely. P-platers can face longer suspensions and stricter rules.
Q5. Does speeding this much affect insurance?
Yes, insurance premiums will rise significantly, and in some cases, insurers may even refuse coverage.